Top Reasons to Use a Licensed Insurance Agent During Open Enrollment

Posted on by Michael Guinoo

Insurance agents are more important than ever! Purchasing health insurance can be very confusing.  How do you decide which co-pays and deductibles are right for you? Do you know how your out-of-pocket medical costs can be managed using a “gap” policy? HCCUA suggests members reach out to a professional to get the help they need answering these questions. Would you purchase a house without consulting a realtor?  Probably not. Continue reading “Top Reasons to Use a Licensed Insurance Agent During Open Enrollment” →

October 2018 Monthly Newsletter

Posted on by Michael Guinoo

Dear HCCUA Members:

With Open Enrollment starting on November 1st, HCCUA wants to enlighten members with some important information on how to explore this window of opportunity!

Open Enrollment is the once-a-year period when everyone can enroll in “major medical” health insurance.  Major medical insurance is comprehensive health insurance that covers a wide range of benefits, from hospital inpatient and emergency care to doctor visits and pediatric services. Continue reading “October 2018 Monthly Newsletter” →

The Risks of Purchasing Online Prescription Drugs

Posted on by Michael Guinoo

Saving money is on everyone’s mind, especially when it comes to prescription drugs. Many people have taken to the internet to try to find better deals on the prescription drugs they need and it is not uncommon to find better prices online versus the prices you might pay at your local pharmacy. Research has shown that the number of people purchasing their medications online has increased significantly but people do not understand the dangers in which they are exposing themselves to. Continue reading “The Risks of Purchasing Online Prescription Drugs” →

September 2018 Monthly Newsletter

Posted on by Michael Guinoo

Dear HCCUA Members:

Taking care of yourself is essential to living a healthy life. So, what a better time to benefit from your Annual Comprehensive Wellness Profile (CWP) as part of your HCCUA membership? This test is offered to you after a continuous active membership in good standing for at least 180 days at no additional cost.  The Profile contains a blood test and a thorough bio-chemical assessment of most major organ systems. Continue reading “September 2018 Monthly Newsletter” →

Road Trip

Posted on by Michael Guinoo

Whether you are squeezing in a summer trip before the kids start school or sending them off to college, keep in mind that as an HCCUA member you can always utilize your Premium Roadside Assistance Benefit provided by Allstate Motor Club. This benefit offers you many advantages when on the road which include:

  • Trip planning – Will include route maps and information on points of interest, hotels/motels or even campground information upon your request.

Continue reading “Road Trip” →

August 2018 Monthly Newsletter

Posted on by Michael Guinoo

Dear HCCUA Members:

We hope you are all enjoying your summer! It is almost time for back to school. For many parents this means your To-Do list gets longer. There are a few key factors you should start implementing into your schedules before the first day of school to prepare your child for the new school year. Continue reading “August 2018 Monthly Newsletter” →