Top Reasons to Use a Licensed Insurance Agent During Open Enrollment

Insurance agents are more important than ever! Purchasing health insurance can be very confusing.  How do you decide which co-pays and deductibles are right for you? Do you know how your out-of-pocket medical costs can be managed using a “gap” policy? HCCUA suggests members reach out to a professional to get the help they need answering these questions. Would you purchase a house without consulting a realtor?  Probably not. Continue reading “Top Reasons to Use a Licensed Insurance Agent During Open Enrollment”


Road Trip

Whether you are squeezing in a summer trip before the kids start school or sending them off to college, keep in mind that as an HCCUA member you can always utilize your Premium Roadside Assistance Benefit provided by Allstate Motor Club. This benefit offers you many advantages when on the road which include:

  • Trip planning – Will include route maps and information on points of interest, hotels/motels or even campground information upon your request.

Continue reading “Road Trip”


Budgeting for Your Healthcare

There is little doubt that healthcare costs are soaring and people are often financially unprepared for the impact on their well-being. The cost of healthcare is rising faster than any other cost of living. Unfortunately, this trend is expected to continue, and even increase in significance. Within just a few years, healthcare will be the biggest expenditure for most people’s annual income, even surpassing the cost of housing. Continue reading “Budgeting for Your Healthcare”